Travel Insurance – Expatriate Medical Insurance

travel insurance for teachers
PROFIT GOLD PLATINUM
Lifetime ceiling $5,000,000 per person $8,000,000 per person
Deductible (Per period of coverage) $250 to $25,000 $100 to $25,000
Treatment within the U.S., PPO network Subject to deductible.
No coinsurance.
Subject to deductible.
No coinsurance.
Treatment within the U.S., out of PPO network Subject to deductible.
The plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum limit per period.
Subject to deductible.
The plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum limit per period.
Coinsurance International - 100%
U.S. USA in-network - 100%
U.S. out-of-network - 80%
International - 100%
U.S. USA in-network - 100%
U.S. out-of-network - 80%
Nervous/mental Subject to deductible and coinsurance.
Maximum of $10,000.
Available after 12 months of permanent coverage
Subject to deductible and coinsurance.
50,000 lifetime maximum limit.
Available after 12 months of permanent coverage
Hospital emergency room
Injury
Subject to deductible and coinsurance Subject to deductible and coinsurance
Hospital emergency room
Illness
Subject to deductible and coinsurance.
Additional $250 deductible if not admitted as an inpatient
Subject to deductible and coinsurance.
Additional $250 deductible if not admitted as an inpatient
Hospitalization/room and board Subject to deductible and subject to charge at the average semi-private room rate. Subject to deductible and coinsurance at the average private room rate.
Surgery Subject to deductible and coinsurance Subject to deductible and coinsurance
Maternity
Childbirth, preventive care, newborn care and congenital insufficiencies. Family Matters Maternity Program (available 10 months after coverage)
NA Additional $2,500 deductible per pregnancy.
50,000 lifetime maximum limit.
200 for preventive newborn care.
Benefit during the first 31 days - 12 months after birth.
250,000 maximum for newborn care and congenital disorders for the first 31 days after birth.
Podiatry Maximum limit of $750 Maximum limit of $750
Physiotherapy Subject to deductible and coinsurance.
Maximum of $50 per visit
Sujeto a deducible y coaseguro.
Maximum of $50 per visit
Transplants Lifetime maximum of $1,000,000 Maximum of $2,000,000 for life
Prescription Drugs, Dressings and Durable Medical Equipment Subject to deductible and coinsurance.
90-day supply per prescription.
Outpatient only
International - 100% Within the U.S.A.
Prescription drug co-payment with card:
$20 for generic/$40 for brand name when generic is not available.
90-day supply per prescription
Vision Optional Annex Maximum of $100 every 24 months for exams.
$150 every 24 months for materials
Local emergency Ambulance
(Injury or illness resulting from the patient's admission to a hospital)
Subject to deductible and coinsurance Not subject to deductible or coinsurance
Emergency Evacuation Up to a maximum lifetime limit.
Not subject to deductible or coinsurance
Up to the maximum limit.
Not subject to deductible or coinsurance
Political evacuation and repatriation NA 10,000 lifetime maximum
Remote transport NA 5,000 per period of coverage up to a $20,000 lifetime maximum.
Not subject to deductible or coinsurance
Repatriation of Mortal Remains Lifetime maximum of $25,000.
Not subject to deductible or coinsurance
Lifetime maximum of $50,000.
Not subject to deductible or coinsurance
Treatment due to unexpected pain in a healthy, natural tooth 100 per period of coverage 100%
Non-emergency treatment with a dental provider due to an accident $500 per period of coverage View non-emergency dental benefit
Non-emergency dental care Optional Annex Maximum of $750 per period of coverage; $50 individual deductible applies to minor and major restorative services
Adult preventive care
(19 years and older)
250 per period of coverage.
Not subject to deductible or coinsurance.
$500 per coverage period br/>
Not subject to deductible or coinsurance
Preventive care for children
(Up to 18 years of age)
200 per period of coverage.
Not subject to deductible or coinsurance
$400 per coverage period.
Not subject to deductible or coinsurance
Limitation due to pre-existing health problem*. Lifetime maximum of $50,000;
5,000 per period of coverage for unknown health problems. Available after 24
months of permanent coverage.
Covered if declared and not excluded in the annex.

ECONOMIC PROPOSAL

Este sitio web utiliza cookies para que usted tenga la mejor experiencia de usuario. Si continúa navegando está dando su consentimiento para la aceptación de las mencionadas cookies y la aceptación de nuestra política de cookies, pinche el enlace para mayor información. ACEPTAR

Aviso de cookies